Today's Rates 7/20/12

Viewing from a mobile device? Click here for a plain text version Today's Rates for Guaranteed Rate As of 07/20/2012 Program Rate APR Conforming Loans - loan amounts up to $417,000 (single unit properties) 30 Yr Fixed Conforming 3.500% 3.526% 15 Yr Fixed Conforming 3.000% 3.046% 5 Yr ARM Conforming 2.625% 3.105% 5 I/O ARM Conforming 3.000% 3.243% Jumbo Loans - loan amounts over $417,000 (single unit properties) 30 Yr Fixed Jumbo 4.375% 4.393% 5 Yr ARM Jumbo 3.125% 3.269% 7 Yr ARM Jumbo 3.500% 3.421% · 3% Down Programs for Condos in Illinois · VA Loans at 0% Down · FHA Loans at 3.5% Down · 3% Down Programs for Single Family Home *Assumptions: Conforming Loan Amount $400K /LTV 75%; Purchase; Primary residence; Existing Single Family Home; State of Illinois; Escrow; 25 Day Lock; 15 days Pre-Paid Interest. Standard Lending fee of $1275.00 - Title fees are not included. No points for home purchases or refinancing; applies only to fully documented Conforming and Jumbo 15 year and 30 year fixed rate first mortgages up to a maximum loan amount of $650,000. Jumbo Loan Amount $600K /LTV 75%; Purchase; Primary residence; Existing Single Family Home; State of Illinois; Escrow; 25 Day Lock; 15 days Pre-Paid Interest. Standard Lending fee of $1275.00 - Title fees are not included. No points for home purchases or refinancing; applies only to fully documented Conforming and Jumbo 15 year and 30 year fixed rate first mortgages up to a maximum loan amount of $650,000 All interest rates are as of July 20, 2012 and are subject to change due to market conditions. Please call for current rates. Guaranteed Rate is the Preferred Lender of @properties Call your VPs of Mortgage Lending: Joe Caltabiano SVP – 773.290.0335 – joe@guaranteedrate.com Drew Boland – 773.290.0583 – drew@guaranteedrate.com Mike Nielsen – 773.435.7920 – mike.nielsen@guaranteedrate.com AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • CA - Licensed by the Department of Corporations under California Residential Mortgage Lending Act Lic #413-0699 • CO - Lic #989256 • CT - Lic #17196 & 17199 • DE - Lic #201425 • DC - Lic #MLB 5453 • FL - Lic #ML 0700402 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - Office of Banks and Real Estate, Mortgage Banking Division, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, (312) 793-3000 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 & #10332 • IA - Lic #MBK-2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. – License #2005-4928 • KY - Mortgage Company Lic #MC20335 • LA - Lic #RML2866 • ME - Lic #SLM1302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 4994 • MI - Lic #FR-0016637 & SR-0011899 • MN - Lic #MO 20526478 • MS - Lic #ML/004453/2010 • MO - Lic #91744 • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB • NM - Lic #1995 B500887 • NY - Licensed Mortgage Banker - NYS Banking Department - 3940 N Ravenswood, Chicago, IL 60613 Lic #LMBC No 106624 • NC - Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #SM.501367.000 • OK - Lic #2007247 • OR - Lic #ML-3836 • PA - Licensed by the Pennsylvania Banking Department Lic #19559.001 • TN - Lic #2958 • TX - Lic #50426 • UT - Lic #7495184-MLC0 • VT - Lic #LL6100 & MB930 • VA - Licensed by Virginia State Corporation Commission, License # MC-3769 • WA - Lic #520-CL-48821 • WI - Lic #27394 • NMLS (Nationwide Mortgage Licensing System) ID 2611